Online tools typically produce a range based on simplified inputs (injury description, treatment duration, whether there was scarring, and similar data). That’s useful for planning, but it can miss the issues that show up in Illinois claims:
- Causation disputes: insurers may argue the injury wasn’t caused by the incident as described.
- Severity disagreements: the defense may minimize the wound, infection risk, or functional impact.
- Documentation gaps: delays in treatment, incomplete medical summaries, or missing photos can narrow what can be proven.
- Insurance pressure: after a bite, adjusters may push for a quick resolution before follow-up care is complete.
Instead of asking only “what number will I get,” focus on whether the evidence supports the damages you’re claiming.


