An AI or online calculator typically estimates settlement value by sorting your answers into broad categories—injury severity, treatment timeline, and sometimes scarring or ongoing symptoms.
In practice, two people can enter similar information and get different ranges because calculators make assumptions that don’t match your case. For example:
- Georgia claims often hinge on proof of causation and fault—not just the presence of a bite.
- Insurance adjusters may focus on whether medical records match the story of the attack.
- If your bite happened at a home with visitors (common during gatherings, deliveries, or day-to-day neighborhood traffic), the evidence may be more contested—especially if witnesses disagree.
A calculator can help you ask better questions and understand categories of harm. It can’t confirm what your insurer will pay once they test the evidence.


