An AI estimate can be useful for understanding categories of losses—especially early on—such as:
- Emergency and follow-up medical care
- Treatment related to infection risk and wound management
- Time missed from work or caregiving
- Visible impacts that can affect daily comfort and confidence
However, in Griffin, the “range” from an online tool can be misleading if it assumes facts that aren’t supported. For example, many cases turn on whether the dog’s owner had notice of prior aggressive tendencies, whether the dog was restrained, and how quickly medical care was sought after the bite.
A calculator can’t verify those facts or predict how an adjuster will respond when records don’t match a short description.


