AI tools generally take inputs like bite location, injury severity, and treatment timeline and then generate a projected range. That can make the process feel simpler than it is.
In practice, insurers in California often scrutinize:
- whether the medical description matches the reported bite mechanism,
- whether the treatment timeline reflects the severity claimed,
- whether there’s proof of ownership/control and notice of risk,
- and whether any intervening event could explain the injuries.
So even if an AI tool suggests a certain range, the settlement value often rises or falls based on evidence—not just the injury label.


