When your health is on the line, “settlement talk” is secondary to what protects you legally.
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Get medical care immediately (and document everything). In Durham, insurers often look closely at timing. Follow your doctors’ instructions and keep copies of visit notes, restrictions, imaging, and treatment plans.
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Report the incident in writing. If this happened at work or a controlled property, make sure the incident is documented through the proper channels. Ask for a copy of the incident report and keep a private file.
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Preserve evidence before it disappears. Surveillance footage can be overwritten quickly; equipment may be serviced or removed; safety logs can be updated. If you can do so safely, capture photos of the scene, the equipment involved, and any hazards.
These steps matter because North Carolina claims often turn on what can be proven—especially when injuries involve internal damage, nerve complications, or long recovery timelines.


