In River Falls, catastrophic cases usually come from sudden, high-impact events. But “catastrophic” isn’t a label you pick—it’s supported by medical evidence and functional impact.
Common examples we see include:
- Traumatic brain injury (concussion with lasting deficits, cognitive changes, ongoing headaches)
- Spinal cord or spinal fracture injuries (mobility limitations, paralysis risk, long rehab timelines)
- Severe burns or complications with permanent scarring
- Loss of limb or major impairment
- Internal injuries that lead to lasting disability
In Wisconsin, your claim typically depends on proving what caused the injury and how it changed your life—not just what happened in the moment.


