In Dickinson and across western North Dakota, serious cases often start with the same pattern: a sudden injury, an ER visit, and then quick pressure to “settle” before the full extent of harm is documented.
Catastrophic injury claims can take longer to value because key facts develop over time—diagnosis refinement, rehabilitation plans, and assessments of long-term limitations. Adjusters may still try to lock you into a recorded statement or a quick offer.
Your goal early on is not to “guess the final number.” It’s to protect evidence, document symptoms consistently, and avoid statements or releases that can narrow your options later.


