Catastrophic injuries rarely come with a neat timeline. In Michigan, insurers may wait for clearer medical outcomes before valuing a case—especially when injuries involve:
- traumatic brain injury (TBI) symptoms that change over time
- spinal injuries that require ongoing evaluation
- severe burns or complex surgical recovery
- complications that aren’t fully apparent at first
Even when you want a quick settlement, the law requires proof. That means a strong claim usually depends on medical documentation, causation evidence, and a realistic plan for future needs—not just the fact that the injury is serious.


