Injured people often first hear from insurance adjusters within days—sometimes with requests for recorded statements or paperwork that feels routine. After a catastrophic injury, those requests can become leverage against you.
In Florida, claims are governed by strict rules and deadlines, and insurers frequently use early information to argue that:
- symptoms are inconsistent,
- the injury wasn’t caused by the crash/incident, or
- the damages are smaller than you’re claiming.
The practical goal in the first days is simple: don’t guess, don’t sign away rights, and don’t let your story get framed before your medical picture is understood.


