People in Novato are often juggling pain, appointments, and paperwork—so it’s easy for insurers to steer the process. The most costly missteps we see include:
- Agreeing to a recorded statement too soon before you understand the full extent of injuries.
- Accepting a quick property-and-medical offer that doesn’t account for long-term treatment, assistive needs, or cognitive/physical limitations.
- Assuming the police report is the full story—when critical details (impact mechanics, lane position, visibility, distraction) weren’t captured or were disputed.
- Waiting to gather evidence while dashcam files are overwritten, witnesses move on, or hospital records are delayed.
If you’ve already been contacted by an adjuster, don’t guess. A short case review can help you avoid decisions that are difficult to undo later.


