After a serious collision, it’s common to feel like you should “wait until you know everything.” But insurance timelines don’t wait.
In Mountain Brook, disputes frequently begin while treatment is still evolving—especially when:
- symptoms change after discharge from the hospital,
- imaging results come in stages,
- therapy plans expand once specialists review the full record,
- multiple vehicles or turning movements complicate fault.
The result? Early statements, incomplete documentation, or rushed assumptions can become leverage for the defense.


