AI tools typically work by asking for basic facts and then generating a broad range based on patterns from other cases. That can be useful for brainstorming, but it doesn’t account for the evidence insurance companies in West Virginia rely on—especially when burns involve complications.
In practice, burn settlements turn on proof such as:
- Medical documentation showing burn depth, progression, and treatment (including follow-ups)
- Functional impact (mobility limits, hypersensitivity, difficulty using hands)
- Causation evidence tying your burn to the incident—not just “it happened around the same time”
- Consistency between your account of the accident and what clinicians document
If those pieces are missing or incomplete, an AI estimate can be misleading—either too low (because it doesn’t see future care) or too high (because insurers will contest what isn’t supported).


