Burn injury settlements aren’t calculated from a single formula. Tools may use general ranges based on inputs like burn depth or time off work, but they can’t:
- read your medical records and operative reports
- confirm whether your symptoms match the burn pattern
- estimate future scar management or rehabilitation needs based on your specific prognosis
- predict how strongly liability evidence will hold up in negotiations
In practice, adjusters often focus on gaps: inconsistent treatment, unclear causation, or missing documentation of functional limitations. If you relied on an AI output without building a supporting record, the insurer may treat your “estimate” as guesswork rather than substantiated damages.


