Most online tools try to estimate value by asking for details like burn severity, treatment type, and time lost from work. That can help you think through categories of losses.
But an AI tool can’t:
- verify the depth of the burn (which often changes over the first days/weeks)
- interpret whether your symptoms match the incident the way medical experts would explain it
- capture long-term issues common after burns (including ongoing scar management and functional limitations)
- predict how an insurer will challenge causation or delay settlement until it has more evidence
In other words, the number you see online is rarely the number you’ll negotiate.


