Most calculators are designed to take your answers—burn type, treatment, time away from work, and visible scarring—and return a rough range. That can be useful for planning questions to ask your attorney or for understanding which categories of damages may matter.
But in real burn cases, the biggest drivers of settlement value are often the details a tool can’t reliably see:
- Whether you needed grafting, surgery, or prolonged wound care
- How your function changed (hand use, mobility, ability to work a physical job)
- Whether complications developed (infection, nerve pain, hypertrophic scarring)
- How Oregon insurers evaluate causation and documentation
If the numbers you see feel unusually low or high, it usually comes down to missing medical specifics—not because your situation is “typical.”


