Online tools can organize common categories of losses, but they can’t:
- read your medical records or operative reports
- confirm burn depth, progression, or future complications
- weigh credibility issues that often arise early in claims
- account for how treatment affects your ability to work real local schedules
In practice, settlement value depends on what’s documented: the injury pattern, the treatment timeline, and whether your ongoing symptoms match the incident. If those pieces aren’t present, estimates can be misleading—too low when future care is overlooked, or too high when severity isn’t supported.


