AI tools typically generate estimates using simplified inputs—burn type, treatment timeline, and reported severity. But burn injuries are rarely simple. In practice, settlement value in Illinois depends heavily on:
- Documented burn depth and progression (what the doctors actually saw over time)
- Whether complications developed (infection, nerve pain, contractures, graft issues)
- The functional impact (work restrictions, reduced range of motion, daily-living limitations)
- Evidence quality (ER notes, operative reports, therapy records, and photos)
If your treatment required follow-ups beyond the first few weeks—common for deeper burns—an early AI estimate may undervalue (or overvalue) your future needs. The goal isn’t to “pick a number.” It’s to build a case file that matches how Illinois insurers actually evaluate burn claims.


