Burn injuries can look “minor” at first and still require weeks of treatment—or additional procedures later. In Georgia insurance negotiations, adjusters typically look for consistency between:
- the incident account (how the burn happened)
- the medical record (burn depth, location, and progression)
- the treatment path (wound care, therapy, medications)
- the functional impact (work restrictions, daily limitations)
That means the difference between a rough estimate and a fair settlement is usually what you can prove, not what an online tool guesses.
Local tip: If you received care at an urgent care, ER, or wound clinic, request copies of all visit notes—not just the discharge summary. Those records often contain details that matter later when severity is disputed.


