Burn injuries don’t behave like simple spreadsheets. Even when two people report “the same” type of burn, Connecticut insurance adjusters will look for differences such as:
- How deep the burn was (and whether it worsened after the initial incident)
- Whether treatment changed (grafts, surgery, specialty wound care)
- Whether function was affected (hand/arm mobility, daily tasks, work limitations)
- Whether complications developed (infection, nerve pain, contractures, ongoing scar care)
AI tools generally can’t verify those details. They also can’t confirm whether your medical records support the cause of the burn—something insurers in Connecticut commonly challenge.
Bottom line: use an AI estimate as a starting point for questions, not as a prediction of what you’ll receive.


