Burn claims don’t resolve like simple math problems. Insurers often scrutinize:
- Whether the burn severity matches the reported incident
- Whether follow-up treatment was consistent
- Whether scars, pain, and mobility limits are supported by medical notes
- Whether you missed work due to the injury (and how it’s documented)
So even if a tool provides a range, the “right” value depends on evidence. In practice, that means your case is driven by what your burn required (ER care, dressings, procedures, therapy), how you function now, and what your providers expect next.


