Many AI calculators generate a range using inputs like burn depth, whether you missed work, and the type of treatment you’ve had. That can help you organize your thinking and anticipate categories of losses.
However, in burn cases, the numbers depend on details that AI can’t verify on its own, such as:
- Whether medical records document the burn pattern that matches the incident you reported
- Whether a treating doctor supports causation (what caused the burn)
- Whether follow-up care suggests scarring management, therapy, or additional procedures
- Whether your daily limitations show up in consistent documentation
In other words: an estimate may look “reasonable,” but insurers decide value based on proof—not just the severity you enter into a calculator.


