In a smaller community, evidence can disappear quickly: dash cams aren’t saved, surveillance footage gets overwritten, witnesses move on, and photos taken the same day never get organized. For broken bone claims, insurers frequently argue that the injury wasn’t caused by the incident—or that it was pre-existing.
That’s why the early story matters. The goal is to connect:
- the incident (where, when, and how the force occurred),
- the medical findings (what imaging showed and when), and
- the resulting limitations (how the fracture affected your work and daily life).
When those pieces line up, your claim becomes harder to dismiss.


