Broken bones don’t always look dramatic on day one. An X-ray may confirm a fracture, but adjusters may argue:
- the injury was “minor” or already developing,
- the fracture doesn’t match the reported impact,
- you delayed treatment,
- your work restrictions are unrelated.
In commuter-heavy areas and around busy roadways, documentation matters. Statements from the scene, initial medical notes, and imaging reports can make or break whether your fracture injury is treated as accident-related.


