After a crash, insurers may argue that your fracture:
- wasn’t caused by the impact,
- is unrelated to the accident,
- or was aggravated by something else.
In practice, those disputes often hinge on timing and documentation—especially when treatment happens across multiple providers (ER, urgent care, orthopedics, physical therapy). In Aberdeen, where people may travel within the region for imaging or specialty care, delays between the incident and diagnostic confirmation can become a focus of the defense.
If your injury was diagnosed quickly, that helps. But even then, adjusters may question whether the force of the collision matched the type of fracture you received.


