Broken bones can seem straightforward at first—until the insurance adjuster starts asking questions like:
- Why did you seek treatment when you did?
- Was the fracture truly caused by the incident, or did it exist before?
- Did the injury mechanism match what the imaging shows?
- Are you doing too much too soon, or not enough?
In Beaufort, these disputes commonly show up after:
- Slip-and-fall incidents on outdoor walkways, docks, or surfaces affected by salt air, pooling water, or poor drainage.
- Pedestrian and crosswalk injuries where visibility and lighting conditions are factors.
- Construction-adjacent accidents involving temporary barriers, uneven ground, or incomplete cleanup.
- Vehicle collisions on high-traffic routes where multiple parties’ versions of events conflict.
When responsibility is contested, the difference between a rough recovery and a fair settlement often comes down to how well the evidence is organized and presented.


