In Scranton, the situations that lead to fractures can look “routine” at first—until they aren’t. Common examples include:
- Winter slip-and-falls on sidewalks, storefront entrances, or apartment walkways during freeze/thaw cycles
- Traffic collisions involving sudden stops, distracted driving, or reduced visibility on roadways with heavy commuter flow
- Construction and property maintenance hazards around homes, commercial strips, and work sites
- Visitor and event-related incidents where multiple parties may claim they aren’t responsible
In these cases, insurers often try to narrow the story to minimize payout—questioning whether the fracture truly came from the incident, downplaying the severity, or suggesting the injury was “already on the way.” The difference between a low offer and a fair settlement is usually what your records show about when symptoms started, how the injury was diagnosed, and whether treatment was consistent.


