Broken bones are often caused by sudden impacts, falls, and workplace incidents. In Ontario, many claims come from situations like:
- Car and truck collisions near high-traffic corridors, where sudden braking, lane changes, and distracted driving can lead to fractures in the arms, ribs, wrists, hips, and legs.
- Slip-and-fall injuries in retail stores, parking areas, and sidewalks—especially when ice, tracked-in debris, or uneven surfaces weren’t handled promptly.
- Construction and industrial workforce injuries, including falls from ladders/scaffolding, struck-by incidents, or equipment-related mishaps.
- Pedestrian and crosswalk incidents, where drivers fail to yield or visibility is reduced.
The key point: in many Ontario cases, insurers try to minimize the injury by arguing it “wasn’t caused by the crash” or “wasn’t serious enough.” We help you build a record that connects the incident to the fracture and the ongoing impact.


