In our area, broken bone claims frequently come down to the same problem: the timeline doesn’t match the story the insurance company wants to tell.
Common situations we see include:
- Commuter collisions where the other driver claims you were “already hurt” or that the impact was too minor to cause a fracture.
- Property slip-and-fall incidents where the defense argues the hazard was minor, fixed quickly, or not documented.
- Workplace injuries connected to equipment, loading areas, or failure to address known safety risks.
Even when you were treated promptly, insurers may question whether the fracture was caused by the incident, whether symptoms were exaggerated, or whether later complications were “unrelated.” Your evidence needs to be organized and persuasive from the start.


