In and around New Brunswick, injuries frequently happen in high-activity settings: busy intersections, crosswalks, parking areas near retail and transit, and work zones along major corridors. When a fracture occurs, it’s common for insurers to challenge one or more of the following:
- Causation: They may argue your symptoms were pre-existing or that the impact wasn’t strong enough to cause the specific fracture.
- Timing: If imaging or specialist care was delayed, adjusters may claim the injury “couldn’t have” happened when you say it did.
- Comparative fault: In traffic and pedestrian incidents, they often focus on whether you “could have avoided” the crash or fall.
The result? Offers can arrive quickly—before you know how long recovery will take.


