In a city with heavy commuting and dense street activity, fractures can happen quickly—and so can disputes about what caused them. Insurers may argue that:
- the injury was pre-existing
- the crash/incident was minor and couldn’t have caused the fracture
- delays in treatment mean the accident wasn’t the real cause
In Camden, these disputes are especially common when the incident involves pedestrians, cyclists, or stop-and-go traffic, or when the injury diagnosis wasn’t immediate.
A strong case usually turns on whether the medical record and the incident evidence line up clearly—timing, mechanism of injury, and documented symptoms.


