Broken bone claims in our area commonly involve disagreements about how the injury happened and what caused it. In Royal Oak, that usually comes down to scenario-specific evidence:
- Traffic and commuting collisions: Rear-end impacts and lane-change accidents can produce fractures, but insurers may argue the injury was minor or unrelated.
- Pedestrian and crosswalk injuries: Impacts near higher-traffic corridors can lead to wrist, ankle, or hip fractures; defendants may dispute speed, visibility, or warning signage.
- Property and retail slip-and-fall incidents: Wet floors, tracked-in snow/ice, or unmarked hazards can cause fractures—then the defense challenges whether the condition existed long enough to be noticed.
- Construction and industrial work injuries: Bone fractures can result from falls, dropped objects, or unsafe equipment; liability may involve multiple parties.
When an insurer disputes causation, your claim needs more than “I was hurt.” It needs a clear story supported by medical records and incident evidence.


