Broken bones in the city aren’t random. Many claims we see begin with a set of familiar scenarios:
- Pedestrian and crosswalk collisions: Sudden lane changes, distracted driving, or failure to yield at busy crossings can lead to wrist, ankle, and hip fractures.
- Bike and e-scooter crashes: Shared lanes and abrupt stops near restaurants, transit entrances, and construction zones can cause serious fractures.
- Slip-and-fall incidents in high-traffic areas: Uneven sidewalks, tracked-in debris, or delayed cleanup after rain can result in fractures—especially for pedestrians and older adults.
- Construction and curb hazards: Temporary barriers, blocked visibility, and poorly maintained detours increase the risk of falls.
- Vehicle impacts near parking and loading areas: Low-speed impacts can still cause fractures when a person is struck, falls backward, or lands awkwardly.
If your injury happened in any of these settings, the key issue is usually the same: the other side may try to minimize causation (“the fracture wasn’t caused by the crash/fall”) or shift blame (“you were careless”). A local-focused strategy helps you respond with evidence that fits the Somerville context.


