Broken bone injuries are not always “straightforward” claims. In our experience handling injury matters around Garden City, insurers commonly challenge:
- Causation (arguing the fracture wasn’t caused by the incident)
- Severity (claiming it’s a minor injury that should have healed quickly)
- Timing (suggesting symptoms started too late to be connected to the crash or fall)
- Comparative fault (trying to shift blame to the injured person in traffic or slip-and-fall situations)
Those disputes are especially common when the incident involves commuting traffic, multi-lane intersections, or situations where witnesses are limited and details get lost quickly.


