In a smaller Marin community like Larkspur, injuries can happen quickly, but the documentation and investigation can take time—especially when the incident involves:
- High-traffic commute routes where multiple parties may claim fault or the timeline is disputed
- Residential property and walkways where maintenance and warning practices are contested
- Construction and contractor work where responsibility may be shared across companies or subcontractors
Even when the fracture is obvious, insurers may argue the injury was pre-existing, unrelated, or not caused by the incident. The dispute usually isn’t about whether you’re hurt—it’s about causation and liability.


