After an X-ray confirms a fracture, the insurance fight usually starts with causation. The adjuster may argue:
- the injury “could have happened another way,”
- the accident didn’t match the medical findings,
- or your symptoms were present before the incident.
In practice, Foley cases often involve competing timelines—for example, when initial treatment happens after the patient leaves the scene, when visitors don’t report hazards promptly, or when witnesses are only available briefly.
A local injury lawyer focuses on building a causation story that matches the real-world sequence of events: what happened, when symptoms started, how quickly you sought care, and how medical records describe the injury.


