Many bicycle crashes in and around Clarksburg happen in “everyday traffic” moments—commuting routes, busy intersections, and areas where drivers expect cars more than bikes.
When a claim is filed, insurers commonly argue one or more of the following:
- You were partially at fault (even if the crash began with a driver error)
- Causation is unclear (injuries allegedly didn’t come from the crash mechanism)
- Damages are overstated (treatment timing, gaps in care, or symptom descriptions)
- Statements were inconsistent (what you told an insurer early on)
In West Virginia, comparative fault principles can reduce recovery if the defense claims you shared responsibility—so getting the facts organized early is crucial.


