Bend cyclists share the road with drivers heading to work, school, and trail connections—often during busy commute windows and around high-activity corridors. When a crash happens, the first hours matter: what you document, what you say, and how quickly your injuries are recorded can all affect how insurers evaluate your case.
This page is for riders who want practical, Bend-specific next steps—not confusing legal talk—so you can protect your health and your options.


