After a crash, it’s common for the other side to argue one of these themes:
- “The cyclist caused it” (often based on lane position, speed assumptions, or a partial viewpoint)
- “It wasn’t serious” (especially when symptoms worsen days later)
- “The treatment isn’t connected” (when records don’t clearly reflect the crash timeline)
- “Settlement now” (before you understand the full extent of your injuries)
In New Jersey, injury claims depend heavily on documentation—especially when insurers question causation and the seriousness of harm. That means the first days matter: what you report, what you preserve, and how your medical record reflects the crash.


