After a bicycle accident, the goal is to stabilize your health and preserve the facts while they’re still available.
- Get medical care—even if you’re unsure about the severity. In New Jersey, insurers often look for documentation that injuries were caused by the crash. Delayed reporting can create needless disputes.
- Document the scene while you still can. If police were called, obtain the report number. If not, take photos of:
- roadway conditions (potholes, debris, slick patches)
- traffic signals/signage and lane layout
- your bicycle and the other vehicle’s visible damage
- visible injuries (even minor bruising can matter later)
- Write down a “memory log.” Include the time, weather/lighting, direction of travel, and what the driver did immediately before impact.
- Avoid quick statements to insurance adjusters. A calm, complete medical record is more important than giving a detailed explanation before you know the full extent of your injuries.
If you want an organized checklist, we can help you turn your notes into a timeline you can share with counsel.


