Many bicycle injuries are caused by preventable driving errors: failure to yield at intersections, unsafe turns, not leaving enough room while passing, or distraction when traffic is moving faster than riders expect.
In a smaller community, statements can spread quickly—neighbors, bystanders, and even first responders may share what they heard or saw. That can be helpful, but it can also create problems if details get repeated incorrectly. Insurance adjusters will typically try to build a version of events that reduces liability or limits damages.
The goal after a crash is simple: make the record match the truth, before gaps, inconsistent memories, or incomplete medical documentation give the other side an opening.


