Many claims hinge on something insurers and defense counsel challenge early: what really happened, and who had the duty to act safely.
In New Ulm, common dispute points after a cycling injury include:
- Turning and yielding confusion at intersections where traffic flow and sight lines can be affected by parked vehicles, vegetation, or nearby cross-traffic.
- Seasonal hazards—wet leaves, frost, gravel, and potholes—that can contribute to loss of control and also create arguments about whether the rider should have anticipated the risk.
- Construction and detour patterns that change lane placement and increase the chance of sudden stops, narrowed roadways, or unexpected lane shifts.
- Downtown traffic timing (including delivery traffic) where vehicles may be starting, stopping, or turning on short notice.
When the other side tries to frame the crash as “unavoidable,” your case needs evidence that the at-fault party’s decisions created an unreasonable risk.


