Right after a collision, the decisions you make can determine whether your claim moves smoothly—or gets tangled in disputes.
1) Get medical care even if you’re “mostly okay.” Road rash and soreness can hide more serious injuries. Michigan insurers often look for consistency between the crash and the medical record.
2) Document the scene while Adrian details are still fresh. If you’re able, take photos of:
- Intersection markings, signals, and lane positioning
- Road debris, potholes, or construction conditions
- Vehicle damage and where your bicycle ended up
- Any visible injuries
3) Write down what you remember—then stop guessing. If you’re unsure about timing or distance, note that uncertainty. Clear observations help when liability is contested.
4) Be careful with insurer statements. After a crash, adjusters may ask for recorded statements quickly. In Michigan, what you say can become part of the liability and damages conversation.


