In our area, many serious bike collisions happen at predictable friction points:
- Left turns and yield failures near signalized intersections
- Lane changes when drivers are merging into traffic from side streets or ramps
- Construction and detours that shift lanes and change sight lines
- Night riding where lighting and visibility problems become part of the dispute
When an adjuster questions what you “should have seen” or argues you were traveling too fast for conditions, the case often comes down to details: the traffic signals, the positioning of the vehicles, and the sequence of events.
That’s where a focused intake and evidence checklist matter—especially in the days after your crash, when memories are still fresh and photos may still be available.


