Right after impact, your focus should be safety and medical care—but the choices you make in the first couple days can strongly affect your claim.
Do this if you can:
- Get checked promptly for injuries, even if you think they’re minor. Head injuries, soft-tissue damage, and lingering pain often show up later.
- Document the scene: traffic signals, lane position, posted signs, road conditions, and the positions of vehicles and your bicycle.
- Write down details while they’re fresh: weather, lighting, whether you had a clear line of sight, and what you remember about the driver’s actions.
- Preserve evidence: photos, dashcam/video if available, and any exchange of information with the other party.
Avoid these common pitfalls:
- Giving a recorded statement to an insurer before your injuries are fully evaluated.
- Accepting quick “we’ll handle it” offers that don’t reflect medical treatment, missed work, and long-term limitations.
- Relying on memory alone—Clinton streets can include areas with changing traffic patterns, turning movements, and construction-related detours that people misremember under stress.


