Right after a crash, your priorities should be safety and documentation.
1) Get medical care (even if you think it’s “not that bad”). Some injuries—concussions, soft-tissue damage, and delayed pain—don’t show up right away. In Iowa, insurers often scrutinize whether symptoms match the crash timeline.
2) Capture the scene while it’s still there. If you’re able, take photos of:
- Traffic signals/signs and lane markings
- The positions of vehicles and your bicycle
- Road hazards (gravel, debris, potholes, uneven pavement)
- Any visible injuries
3) Write down the details you’ll need later. Within an hour (or as soon as you can), note:
- Street/intersection where it happened
- Direction of travel and what the other driver was doing
- Weather/lighting conditions
- Witness names and what they saw
4) Be careful with statements to insurance. You don’t have to guess fault. You also shouldn’t provide a recorded, detailed statement before your injuries are fully documented.


