Your next steps matter more than most people expect—especially when witnesses disperse and vehicles move on.
- Get medical care first. Even if you feel “okay,” get evaluated. Concussions, soft-tissue injuries, and fractures don’t always show up immediately.
- Document the scene while it’s fresh. If you can do so safely: photos of the intersection/roadway, traffic signals, lane position, debris, skid marks, and both vehicles (and your bicycle condition).
- Write down details for Plymouth conditions. Note lighting, weather, whether there was construction activity or detour signage, and how traffic was flowing at the time.
- Be careful with insurance statements. In Indiana, insurers may request recorded statements early. Don’t guess or speculate. A short, inaccurate statement can become a liability argument later.
- Preserve evidence. Keep repair estimates, medical paperwork, prescriptions, and any messaging about the crash.
If you’re tempted to “handle it yourself” because the other driver seems cooperative, remember: insurance companies are focused on outcomes and recorded facts—not your recovery timeline.


