After a crash, the first story told to insurance can shape everything that follows. In Gary, disputes commonly start with:
- Right-of-way confusion at intersections where turning vehicles and cyclists share lanes.
- Lane positioning issues when drivers pass too closely or fail to leave space.
- Construction and resurfacing problems—debris, narrowed lanes, missing or unclear signage, and sudden changes in traffic flow.
- Heavy vehicle involvement, where speed, distance, and stopping time are central to fault.
When liability is contested, adjusters may argue the rider “should have avoided it,” minimize the severity of injuries, or question whether treatment is connected to the crash. Your best chance for a fair outcome is to build a record early—before details disappear.


