In smaller cities, people tend to know each other—or at least recognize the vehicles involved. That can make fault discussions feel “settled” quickly. But insurers don’t decide claims based on what feels obvious; they decide based on documentation.
Common Macomb-area disputes we see after bicycle collisions include:
- Who entered the roadway first at an intersection or driveway
- Whether a driver made a safe turn or checked properly for a cyclist
- Whether road conditions—like debris, uneven pavement, or construction signage—contributed to a sudden hazard
- Whether a cyclist’s actions are being used to argue “you should have avoided it”
When the other side disputes the story, the case often turns on photos, witness accounts, the crash timeline, and medical records that connect the injury to the incident.


