Before you think about claims, handle safety and documentation in the right order:
- Get medical attention promptly (urgent care or ER if needed). Even if symptoms seem minor, injuries can evolve.
- Preserve scene details: traffic lights, lane position, skid marks (if visible), roadway condition, signs, and where the bicycle ended up.
- Write down witness info while it’s fresh—names, phone numbers, and a one-sentence summary of what they saw.
- Avoid recorded statements to insurers until your medical picture is underway and you’ve discussed the facts with counsel.
Illinois claim timing can be strict, and the sooner you organize facts and medical records, the easier it is to evaluate liability and damages.


