In Washington, DC, bicycle crashes commonly involve disputes over details—especially at intersections and near busier corridors. Insurers may question:
- Who entered the intersection first (even when signals were involved)
- Whether a rider was in a protected lane or forced out by traffic
- How turning drivers handled lane position and timing
- Whether road markings, lighting, or construction created an unsafe condition
Even if you feel confident about what you saw, adjusters often try to shrink liability by emphasizing gaps: missing frames from a traffic camera, inconsistent witness recollection, or unclear documentation of injuries.


